Hiring Tom as my attorney was the best decision I ever made. After being laid off from my job I fell behind on my mortgage and credit cards and wasn’t able to catch up even after I began working again. It got to the point where I was 4 years behind on my mortgage payments and my wife and I thought there was no way to keep our home. We met with Tom and he explained the bankruptcy and mortgage modification process to us. Tom filed a bankruptcy for us and got us approved for a mortgage modification. I couldn’t believe he saved our house after being so far behind on the mortgage. He is a great lawyer.